Client first, Experienced Advice, Long-term Plan Who is Dave Ramsey? Dave Ramsey started Ramsey Solutions in 1992 to share what he’d learned after fighting back from bankruptcy. Dave is now known as America’s trusted voice on money and business. He’s a national radio personality with 16 million weekly listeners and seven bestselling books. Millions of people have ditched debt forever and turned their lives around by following his proven plan—the Baby Steps. Please email me Chris Hogan’s Everyday Millionaires Investing Guide Name Email Address Phone Thank you! Oops! I'm Tom Francescon, and I'd like to help you complete "the Baby Steps". When people ask me about building wealth, I tell them that it’s really quite simple; however, not necessarily easy to execute. That's where I can help. Not only have I been applying these Biblical principals in my own life for years, but I've been teaching them to others as well.Spend less than you earnCreate a budget/spending planAvoid the use of debtSet money aside for savings/investing consistently, and do it over an extended period of time I subscribe to the SmartVestor Pro Code of Conduct: "I believe everyone deserves access to solid, professional investing guidance. I have earned my position as a SmartVestor Pro because of my experience in the industry and my drive to help others." Tom FrancesconCoach, Planner, AdvisorStone Bridge Asset Management (423) firstname.lastname@example.orgClick here to read my bio.